The IQ Analysis

The most exhaustive deep-dive analysis on the market. An unbiased view of your processing fees from an expert’s perspective.​

The most exhaustive deep-dive analysis on the market.
An unbiased view of your processing fees from an expert’s perspective.

(Roll over each “+” to learn more)

Easy to Understand Ratings

Your statement is scored on five sections: from appropriate setup to interchange qualifications. From there, we create an overall rating scaled from A to F.

Simple & easy.

Professional Recommendations

Our recommendation is not the lowest cost, rather the TRUEST cost.

Included are our team’s recommendations for how to get there: from interchange improvements to achieving a reasonable discount rate.

Your Effective Rate isn’t just one rate. Rather, it’s a composition of multiple sections. We breakout & and review each section independently to maximize cost savings. Knowing this will help keep your processor from shifting markup from one area to another.

We provide straight forward pricing recommendations to eliminate the guessing game of what’s a “good” rate. Use with your current processor or to help find a new one.

Understanding Admin Fees

Processors use administration fees to bolster their profits. Sometimes adding a new line item, or inflating the price. We rate every line item so you can understand what should be there versus what costs you can cut.

Assessments

The often forgotten section of your statements. Here we find hidden markups in nearly every statement we reviewed, from inflated APF or NABU fees to padded assessments.

IQCS: Interchange Qualification Consulting Services

Every analysis comes complete with an in-depth review of your interchange. From qualification to downgrades to understanding which programs are best suited for.

The Mechanics of Processing

For some processors, the bulk of their revenue come from multiple transaction fees. Find out how you markup is calculated.

(Hint: They are cutting into your margins one penny at a time.)

Effective Rate Fragments

 

Effective Rate Fragments

Your Effective Rate isn’t just one rate. Rather, it’s a composition of multiple sections. We breakout & and review each section independently to maximize cost savings. Knowing this will help keep your processor from shifting markup from one area to another.

Side-by-Side Comparison

Side-by-Side Comparison

We provide straight forward pricing recommendations to eliminate the guessing game of what’s a “good” rate. Use with your current processor or to help find a new one.

Understanding Admin Fees

Understanding Admin Fees

Processors use administration fees to bolster their profits. Sometimes adding a new line item, or inflating the price. We rate every line item so you can understand what should be there versus what costs you can cut.

Easy to Understand Ratings

Easy to Understand Ratings

Your statement is scored on five sections: from appropriate setup to interchange qualifications. From there, we create an overall rating scaled from A to F.

Simple & easy.

Assessments

Assessments

The often forgotten section of your statements. Here we find hidden markups in nearly every statement we reviewed, from inflated APF or NABU fees to padded assessments.

Request your deep-dive analysis today.