We begin by performing an Effective Rate Analysis on your current processing statements.
This simple and effective tool allows us to compare current costs against our average
to see what’s possible.
Do you know where do you stand?
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PROPOSAL PROCESS
Next, we perform a hyper-accurate analysis of your current processing statements.
Our exclusive IQ Analysis is over 99.4% accurate when comparing proposals against post-boarding costs. This means that we keep our promise of savings.
No tricks, no games, just superior service.
PROPOSAL PROCESS
It’s never just one thing
In 2025, the United States will have processed over $8 Trillion in credit & debit transactions.
While the system by which banks are paid is strictly managed, what you are charged is not.
AmEx System Processing Fee
AmEx Access Fee
AVS Fee
Authorization Fee
Bank Rate Fee
Batch Header Fee
Transaction Fee
Daily vs Monthly Funding Fee
Fees for Access to Card Brand Services
Service Fee
Statement Fee
Statement Mailing Fee
Security Fee
PCI Compliance Fee
PCI Non-Compliance Fee
PCI Non-Filing Fee
PCI Quarterly Fee
PCI Annual Fee
Tokenization Fee
…and more.
An IQ Analysis will can decipher the difference between a true costs and nonsense fees.
Can you tell the difference?
PROPOSAL PROCESS
Our proposal process is free, comprehensive, and as pain-free (as any sales process can be).
Submit your information & 3-months most recent statements
IQCS will analyze your statements for any savings potential.
We present our findings and discuss solutions that fit your business.
Every IQCS proposal includes a line-by-line analysis, including a review of your Interchange Qualification. Less than 10% of all B2B companies qualify for Level 2 and Level 3 interchange, which can lower core costs by over 50%.
This is especially beneficial for businesses who sell to other businesses (B2B). Retailers who sell to the open consumer market (B2C) primarily accept consumer credit and debit cards. When you sell B2B, you accept mostly business credit, which makes qualifying for business interchange a necessity.